×
Free · Instant Delivery
Get The 2026 Course Brochure
✓
Your Brochure Is On Its Way!
Check your inbox in the next few minutes. Questions in the meantime? Call (818) 960-1285
Move the sliders to model your loan — set the rate to match any quote.
| Stratus Financial | Pay as You Fly | |
|---|---|---|
| Best for | Career-track & full programs | Paced or budget-conscious students |
| Credit check | Soft pull — no score impact | None |
| Interest | Competitive, tailored to you | 0% — interest-free |
| Up front | $0 down possible | $2,500 down |
| Repayment | Defer while training · up to 15 yrs | Pay as you go |
| Coverage | Up to 100% of training | Per course, as you fly |
A short form with a soft credit pull — no impact on your score.
Conditional approval typically within one business day.
Add a co-borrower if it helps you qualify for better terms.
Funds disbursed in ~2–3 weeks — then you're cleared for takeoff.
You must be 18 or older, a US citizen or lifetime permanent resident (green card), and have a US bank account. The loan application itself is all that's required to start.
No. Stratus does a soft credit pull to review your application, which does not affect your score. A hard inquiry only happens if your loan is approved and you move forward.
You're typically conditionally approved within one business day. Once your documents are signed, loans usually fund within about 2–3 weeks.
Not necessarily. You can apply on your own if you can show enough liquid assets. The application determines whether a co-borrower is needed to qualify — and adding one can improve your terms.
None. You may prepay your loan in whole or in part at any time without any prepayment penalty.
Check your inbox in the next few minutes. Questions in the meantime? Call (818) 960-1285
Questions about programs, pricing, or financing? Send a note and an Essence Flight advisor will reach out — usually the same day.
Thanks — we've received your request. An Essence Flight advisor will reach out shortly to get you started.
A pilot is on shift right now
Not a chatbot and not a call center. A real instructor from Van Nuys who will answer your question straight — including the one about money.
Tap one — we'll take it from there.
Takes about 30 seconds. We never share your details.
Tap the one that fits.
We ask because it changes what we'd recommend — not to disqualify anyone.
We'll be in touch within minutes.
By submitting you agree we may text or call you about your enquiry. Reply STOP any time. We never sell your data.
A pilot has your details. Watch your phone — you'll hear from us in the next few minutes.
